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Terms of Service

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to n3's use of cookies in accordance with the terms of n3's privacy policy. The data and information on this site is provided in good faith and has been obtained from sources which we believe to be reliable and accurate but its accuracy and completeness is not guaranteed. We are not responsible for the accuracy of the information contained on the site provided by third parties. The data and information is provided “as is” and is subject to change without notice.

Professional Advice

This site is not designed for the purpose of providing financial or investment advice. The services, products and any opinions, views or recommendations made or referred to on this site are provided for general information purposes only. To the extent that any such information, opinions, views and recommendations constitute advice, they do not take into account any particular financial situation or goals and, accordingly, do not constitute personalised financial advice under the Financial Advisers Act 2008, nor do they constitute advice of a legal, tax, accounting or other nature to any person.

Subject to Change

The information on this site may be changed at any time. The documents published on this website could include technical inaccuracies or typographical errors. The information presented on this web site is changed periodically, and n3 may make improvements and/or changes in the product(s), programs(s), and/or documentation described at any time, without notice.


n3 or its suppliers holds all copyright and other intellectual property rights in this website and reserves all rights as provided in this disclaimer. Items covered include information, images, text, screens and web pages appearing on the n3 website. This includes, but is not limited to, all the n3 website content, code, look and feel, text, graphics, logos, button icons, images, audio and video clips and software. The information and materials appearing on the n3 website may not be copied, modified, published, reposted or reused.

Unsolicited Electronic Messages Act 2007 (“UEMA”)

The UEMA 2007 aims to stop people sending you unsolicited commercial electronic emails. If you, as a member or supplier of n3, receive an email from us promoting our products or services it is because we believe you have provided us with consent to do so. Should you not want to receive these emails you can manage which email to receive from us in your account settings or alternatively contact us directly.


In no event shall n3 Ltd accept responsibility or liability for any loss, damages (including special, direct, indirect, or consequential damages) cost or expense (whether direct or indirect) whatsoever incurred by you as a result of or in connection with any error, omission or misrepresentation in any information in this site, reliance on information on this site, reliance on any tools or calculators provided on this site, or access to or our failure to provide this site. By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.

Some jurisdictions do not allow the exclusion or limitation of implied warranties or of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you. This warranty gives you specific legal rights and you may also have other rights that vary from state to state. In the event that any of the above limitations or exclusions are held to be unenforceable, n3’s total liability shall not exceed the amount of the membership fee paid for your individual business in the previous 12 months.

Links to third-party sites

Some links on this web site will let you leave n3’s site. The linked sites are not under the control of n3 and n3 is not responsible for the content of these sites. These links are provided as a convenience, and do not imply an endorsement of the site by n3.